Substantial Gainful Activity is simply the dollar amount that a disability beneficary (ssi or social security) may earn each month while simultaneously maintaining eligibility for benefits.

Currently, the SGA amount for 2007 is $900.00.

Beneficiaries who wish to maintain their eligibility for ongoing disability benefits must be careful not to exceed the SGA amount, i.e. gross monthly earnings of $900.00.

*Note: SGA applies to disability claimants as well as recipients.

Individuals who work and have earned gross monthly income exceeding the SGA threshold are not considered disabled and are ineligible to receive benefits.